Finovate Strategic Advisors
Real Estate Construction Skyline

Real Estate Funding / Builder Solutions

End-to-end advisory across Construction Finance (₹5 Cr & above), Lease Rental Discounting (LRD), Bank APF approvals, and statutory RERA compliance.

COMPREHENSIVE ADVISORY CAPABILITIES

Structured Real Estate Fund Raising ₹5 Crore & above

Led by CA Macson Lopes with 10+ years of institutional credit analysis pedigree across Bassein Catholic Bank, ICICI Group, ASK Group, and JM Financials, Finovate provides institutional-grade debt structuring for developers across Mumbai MMR, Thane, Navi Mumbai, Vasai-Virar, and Pune.

Flagship Capability01

Construction Finance (₹5 Cr & above)

We assist builders and developers in identifying suitable institutional lenders based on developer track record, project stage, approvals, cash flows, and overall risk profile.

✓Full funding cycle support: lender identification, term-sheet negotiation, and committee sanction
✓Comprehensive credit modeling for residential, commercial, and township developments
✓Legal documentation, mortgage creation & CERSAI charge perfection
✓Phase-wise milestone drawdowns and release of security upon loan closure
Commercial Assets02

Lease Rental Discounting (LRD)

Raise structured long-term liquidity against stable rental income from reputed corporate tenants in commercial offices, tech parks, and warehouses.

✓Rigorous appraisal of rental cash flows, lease lock-in structures, and tenant creditworthiness
✓Unlocking up to 75%–85% of net discounted rental value at competitive interest rates
✓Extended repayment tenures up to 12–15 years matching long-term corporate lease terms
✓Refinancing existing high-cost debt to optimize operational cash flows
Retail Tie-Ups03

APF (Approved Project Finance) & Home Loans

Obtain formal project approvals with Top Banks, NBFCs and HFCs to facilitate hassle-free home loan disbursements for retail buyers.

✓Fast-track project code approvals across SBI, HDFC Bank, ICICI Bank, and Bank of Baroda
✓Elimination of sales booking bottlenecks caused by retail loan delays
✓Title search verification, master draft agreements, and direct bank liaison
✓Dedicated retail home loan desk to guide buyers through sanction and disbursement
Statutory Governance04

RERA Registration & Compliance

Maintain strict compliance with RERA regulations, mandatory quarterly disclosures, escrow account operations, and project phase extension filings.

✓End-to-end RERA project registration and documentation management
✓Quarterly financial updates and CA/Engineer withdrawal certification alignment
✓Escrow account structuring to avoid regulatory freezing of project proceeds
✓Advisory on correction filings, extensions, and regulatory audit readiness

Why Developers Choose Finovate for Deal Syndication

We bring together CA-led financial modelling, project viability assessment, cash flow structuring, and comprehensive documentation to present your project in a lender-ready manner, enabling smoother fund-raising with minimal delays and queries.

✓ Guidance in onboarding the most suitable lender✓ Negotiation and structuring of competitive commercials✓ Fast Sanction Turnaround

Request Real Estate Funding

Share your project stage, location, and requirement — CA Macson Lopes will review your proposal and provide structured terms.

Direct Partner Access
LOANS & INVESTMENT ADVISORY SERVICES:
+91 99755 59250
Construction & Civil Services:
+91 80070 80926
D-116, Sethi Palace CHSL, Ambadi Road, Vasai West